What You Need To Know If You've Been Injured.
Did you know that most Auto Accident Insurance & Workmen’s Compensation Insurance will cover 100% of the cost of care? Our Insurance Department will be glad to coordinate benefits with the responsible party’s insurance carrier or your attorney. This allows us to treat most injuries with No Out Of Pocket Expense.
Additionally, you do not need health insurance to get immediate treatment. Under Massachusetts law, drivers must carry personal injury protection (PIP) insurance which covers your medical treatment if you’ve been involved in an auto accident even if you were at fault.
All auto insurance in Massachusetts covers chiropractic care for injuries due to a car accident. Cordima Chiropractic Center is an insurance provider of chiropractic services.
- No Medical referral is necessary.
- No Pre-Approval is necessary.
- Medical treatment benefits are available, even if you’re at fault.
- Treatment is usually covered at 100%.
(some exclusions may apply; ie. work injury, no permission to drive, OUI)
If you’ve been involved in a recent car accident chances are that you may have been injured. Pain after an accident can occur instantly or could even take weeks to reveal itself. Timely treatment following any injury is paramount to regaining your health and returning to your pre-injury status.
The lack of treatment, poor or improper treatment may mean that it will take longer to correct, be more difficult to treat, cost more money and ultimately cause you to suffer longer.
Of the millions of people who visit doctors each year, a large number have had whiplash or car accident injuries.
The most common injuries due to auto accidents are:
| || |
Because symptoms of a whiplash injury can take weeks or even months to develop, it’s easy to think that you are not as injured as you really are. Therefore it’s important that you know how your insurance coverage works for when you need treatment.
All Massachusetts car insurance policies have what is called Personal Injury Protection (PIP). This portion of your auto insurance has a maximum of $8,000 for treatment that is reasonable, necessary and causally related to the accident. Additional medical coverage may be available if the subscriber added “Med Pay Benefits” to their policy. PIP may also cover lost wages.
Massachusetts has what is called “Coordination of Benefits” which means that if you have health insurance your medical expenses/bills will be coordinated between both your auto insurance and your private health insurance.
The exact coverage and amount of coverage varies with the type/s of health insurance that you may have and the amount of health care coverage that exists in your plan.
Contact Us For Specific Policy Questions.
Tel: (617) 629-2600