Chiropractic Care After an Arbella-Insured Car Accident in Somerville, MA
If you were in a car accident and you have Arbella or another Massachusetts auto policy, you may be wondering how to get your pain under control and how your insurance can help pay for care.
At Cordima Chiropractic Center in Somerville, we provide gentle, non-surgical treatment for car accident injuries and help you understand how Personal Injury Protection (PIP) and your auto coverage may apply to your care.
707 Broadway
Somerville, MA 02144
How Massachusetts PIP Works With Arbella and Other Auto Policies
Massachusetts auto policies include Personal Injury Protection (PIP), which is designed to help with reasonable and necessary medical bills and certain lost wages after a car crash, no matter who was at fault. In many cases:
- PIP can help cover reasonable medical care after a crash, which may include chiropractic treatment, up to the policy limits.
- PIP usually pays first, before most private health insurance, for accident-related medical bills until the PIP limit is reached.
- After PIP, your health insurance and any optional coverages on your auto policy may come into play, depending on your specific plan.
Every policy is a little different. We can review your paperwork, help you understand what your PIP benefits may cover, and coordinate with your attorney if you have one.
What to Do After a Car Accident
If you were just in a crash, think of your body like a car frame: even if it “looks okay” at a glance, hidden damage can show up days or weeks later. Here are simple steps to protect your health and your case:
- Get evaluated as soon as possible. Early documentation of your injuries is important for both your recovery and any insurance claim.
- Bring your insurance information. Bring your auto insurance card, claim number (if you have one), and the name of your adjuster.
- Tell us exactly how the accident happened. Direction of impact, seatbelt use, head position and other details help us understand the forces on your spine and joints.
- Keep all paperwork together. Police report, ER or urgent care records, imaging reports and bills are all useful for your file.
- Let us know if you have an attorney. With your permission, we can communicate with your lawyer to make sure your documentation is complete and clear.
Car Accident Symptoms and Injuries We Commonly See
A collision can be like getting “whipped” around from the inside out. Even a low-speed crash can irritate joints, discs, and nerves. At Cordima Chiropractic Center, we commonly see:
- Neck pain and stiffness after whiplash-type injuries
- Headaches, including those that start at the base of the skull
- Mid-back and rib pain from seatbelt or airbag forces
- Lower back pain and radiating leg discomfort
- Shoulder, hip, and knee pain from bracing or impact
- New or increased tingling, numbness, or burning sensations
- General soreness and “tightness” that is not going away
Our focus is on gentle, hands-on chiropractic care and advanced, non-surgical therapies to help reduce pain, improve motion, and support healing.
Serving Somerville and Nearby Communities
Our office at 707 Broadway is convenient to many parts of Somerville and surrounding cities. Patients visit us from:
- Somerville neighborhoods such as Davis Square, Union Square, Ball Square, Magoun Square, Winter Hill, Spring Hill, East Somerville, Ten Hills, and Prospect Hill
- Nearby areas of Medford and Cambridge
- Other Greater Boston communities who prefer a non-surgical, chiropractic-centered approach to auto accident recovery
If you live or work near these areas and were injured in a crash, our goal is to make getting evaluated and treated as simple as possible.
Arbella & Auto Insurance – Common Questions
Do I have to be at fault for PIP to apply?
No. PIP is a “no-fault” benefit in Massachusetts. In many situations, you may be able to access PIP benefits through your own auto policy for medical care after a crash, regardless of who caused the accident. Exact rules depend on your policy and the details of the collision.
Does PIP automatically pay for all chiropractic care?
Not automatically. PIP generally helps cover reasonable and necessary medical treatment related to the accident, up to the policy limits. The insurance company still reviews records and bills. Our job is to clearly document your injuries, your exam findings, and your response to care.
Can you help me understand my Arbella or other Massachusetts policy?
We can review your insurance information with you, explain how PIP fits into your overall coverage, and coordinate with your attorney or adjuster where appropriate. We do not give legal advice, but we can help make the healthcare and documentation side much easier to manage.
How soon should I get checked after a car accident?
As soon as reasonably possible. The longer you wait, the harder it can be to connect your symptoms to the collision, and the more time your body has to “heal wrong.” Early chiropractic evaluation helps catch problems while they are easier to correct.
Next Step: Schedule Your Post-Accident Evaluation
If you were in a car accident and you have Arbella or another Massachusetts auto insurance policy, you don’t have to guess about your next move. Contact Cordima Chiropractic Center in Somerville to schedule a detailed evaluation of your injuries and a review of your accident-related documentation.
We will explain our findings in plain language, outline a care plan tailored to your condition, and help you understand how your auto coverage may help with the cost of your treatment.
Disclaimer: The information on this page is for general educational purposes only and is not legal advice, insurance advice, or a guarantee of coverage or results. Insurance policies vary, and the availability and amount of any benefits depend on the terms of your specific policy, the facts of your accident, and applicable law. For questions about your legal rights or your insurance contract, please consult an attorney or licensed insurance professional.
Cordima Chiropractic Center is an independent chiropractic office. It is not owned by, operated by, sponsored by, or formally affiliated with Arbella Insurance Group or any other auto insurance carrier. Any references to insurers are for descriptive and informational purposes only.
No doctor–patient relationship is created by reading this page. Diagnosis and treatment decisions can only be made after an in-person examination and appropriate clinical judgment by a licensed healthcare provider.
