Chiropractic Care After a USAA Casualty Insurance–Insured Car Accident in Somerville, MA

How Massachusetts PIP Works With USAA Casualty Insurance and Other Auto Policies

Massachusetts auto policies include Personal Injury Protection (PIP), which helps with reasonable and necessary medical bills and certain lost wages after a crash — regardless of who was at fault. In many situations:

• PIP may help cover reasonable accident-related medical care, including chiropractic treatment, up to the policy limits.
• PIP typically pays first before private health insurance until the PIP limit is exhausted.
• After PIP, your health insurance or optional auto coverages may apply depending on your plan.

Every policy is different. We can help review your paperwork, explain what your PIP benefits may cover, and coordinate with your attorney if needed.

Massachusetts PIP law provides you with $8,000 of coverage for medical expenses if you have been injured in an accident (even if you are at fault), however, if you don't see a doctor in a timely fashion after your accident you may lose your benefits. Our accident injury doctors will provide you with the best treatment for your injuries and we will help you file all the necessary paperwork to protect the benefits you are entitled to.

Did you know that most Auto Accident Insurance Insurance will cover 100% of the cost of care? Our Insurance Department will be glad to coordinate benefits with the responsible party’s insurance carrier or your attorney. This allows us to treat most injuries with No Out Of Pocket Expense.

Additionally, you do not need health insurance to get immediate treatment. Under Massachusetts law, drivers must carry personal injury protection (PIP) insurance which covers your medical treatment if you’ve been involved in an auto accident even if you were at fault.

All auto insurance in Massachusetts covers chiropractic care for injuries due to a car accident. Cordima Chiropractic Center is an insurance provider of chiropractic services.

• No Medical referral is necessary.
• No Pre-Approval is necessary.
• Medical treatment benefits are available even if you’re at fault.
• Treatment is usually covered at 100%.
• Drivers & Passengers have coverage.
• Includes Uber, Lyft, and all Taxicabs.
• (some exclusions may apply; e.g., work injury, no permission to drive, OUI)

If you’ve been in a recent car accident, there’s a good chance you may have been injured. Pain can show up immediately or take weeks to appear. Timely treatment is essential for proper healing and returning to pre-injury status.

Delaying care—or receiving poor or improper treatment—may make your injuries harder to correct, prolong recovery, increase costs, and cause needless suffering.

What to Do After a Car Accident

If you were just in a crash, think of your body like a car frame: it might “look okay,” but hidden damage can appear days or weeks later. Here’s what to do:

1. Get evaluated ASAP. Early documentation is important for recovery and insurance.
2. Bring all insurance information. Card, adjuster details, claim number.
3. Tell us exactly how the accident occurred. Impact direction, seatbelt, head position.
4. Keep all paperwork. Police reports, ER records, imaging, bills.
5. If you have an attorney, let us know. We coordinate with them when appropriate.

Car Accident Symptoms and Injuries We Commonly See

• Neck pain and stiffness from whiplash
• Headaches (especially those starting at the skull base)
• Mid-back and rib pain
• Lower back pain and radiating leg discomfort
• Shoulder, hip, and knee injuries
• Numbness, tingling, or burning sensations
• General soreness and tightness

Serving Somerville and Nearby Communities

• Davis Square, Union Square, Ball Square, Magoun Square, Winter Hill
• Spring Hill, East Somerville, Ten Hills, Prospect Hill
• Medford, Cambridge, and surrounding communities

USAA Casualty Insurance & Auto Insurance – Common Questions

Next Step: Schedule Your Post-Accident Evaluation

If you were in a car accident and you have USAA Casualty Insurance or another Massachusetts auto insurance policy, our office can evaluate your injuries and review your accident-related documentation.